16/04/2025

5 Questions to Ask Before Buying a Property in Dubai

Whether you're a first-time buyer dreaming of your own space or a seasoned investor looking for your next asset, the thrill of finding the perfect property is undeniable. But amidst the excitement, it's crucial to pause and ask the right questions.

Making an informed decision is key to ensuring your purchase is a happy and successful one. Going beyond the beautiful photos and appealing price tag requires a bit of homework. To help you navigate the process, here are five essential questions every potential buyer should ask before committing to a property in Dubai.

1. What is the true total cost of acquisition (beyond the selling price)?

The listed selling price is just the starting point. Buying property in Dubai involves several additional costs that can significantly impact your overall budget. Make sure you ask about and factor in:

- Dubai Land Department (DLD) Fees

- Real estate agency fees

- Mortgage arrangement & valuation fees: If you're financing the purchase.

- Registration trustee fees

- No Objection Certificate (NOC) fee

- Initial maintenance/service charge payments: often required upfront.

- DEWA (Dubai Electricity & Water Authority) deposit & connection fees.

Why it's crucial: Understanding the full financial picture prevents unexpected budget shocks and ensures you have sufficient funds available for the entire transaction.

2. What are the annual service charges, and what do they cover?

Service charges are recurring fees paid by homeowners to cover the maintenance and upkeep of common areas and amenities within a building or community. These can vary drastically depending on the developer, the age of the building, the location, and the range of facilities (pools, gyms, security, landscaping, etc.).

- Ask for the current service charge rate per square foot

- Inquire about the historical trend of these charges. Have they increased significantly recently?

- Request a breakdown of what the charges cover

- Understand how the Owners Association (OA) or management company operates

Why it's crucial: High service charges can significantly impact your annual expenses and, for investors, affect the net rental yield. Low charges might seem attractive but could indicate poor maintenance standards.

3. What is the condition of the property (and are there any warranties)?

For ready properties:

- Don't just rely on a quick viewing. Consider a professional snagging report or home inspection to identify any potential defects (structural, electrical, plumbing, AC)

- Ask about the age of key systems like the AC units and water heater

- Inquire if any major maintenance or renovations have been done recently

For off-plan properties:

- Thoroughly inspect the show home, paying attention to the quality of finishes and materials promised in your Sale and Purchase Agreement (SPA)

- Understand the developer's process for snagging and defect liability period (typically one year after handover) as mandated by RERA

Why it's crucial: Identifying potential issues upfront can save you significant repair costs and hassle down the line. Understanding warranty periods provides peace of mind, especially for new builds.

4. What is the reputation of the developer and/or the building management?

In Dubai, the developer's reputation often correlates with build quality, timely delivery (for off-plan), and the overall standard of the community.

- Research the developer's track record. Have they completed previous projects successfully and on time? How is the quality generally perceived?

- For ready properties, inquire about the building management company. Are they responsive? Is the building well-maintained? Talk to existing residents if possible.

Why it's crucial: A reputable developer often means better build quality and fewer issues post-handover. Good building management ensures the property and its amenities remain well-maintained, preserving value and resident satisfaction.

5. What are the future plans for the immediate surrounding area?

Dubai is constantly evolving. What looks like a quiet area or a great view today could change tomorrow.

- Ask about any planned construction nearby. Could a new tower block your view or cause significant noise disruption during building?

- Inquire about planned infrastructure developments. Will new roads, metro lines, or community facilities (parks, schools, malls) enhance the area's appeal and potentially boost property value?

- Understand the community master plan, if applicable

Why it's crucial: Future developments can significantly impact your lifestyle (noise, traffic, views) and the long-term investment potential (appreciation or depreciation) of your property

Making your move with confidence

Buying property is one of the biggest financial decisions you'll make. Asking these questions empowers you with the knowledge needed to choose wisely and invest confidently in Dubai's vibrant real estate market.

Ready to find your perfect Dubai property? Our experienced team is here to guide you through every step, ensuring all your questions are answered. Contact us today for personalised assistance and access to exclusive listings!